"Identifying the Impact of Health Insurance on Subgroups With Changing Rates of Diagnosis". Forthcoming, Health Economics. Published online 12 June 2023.
(Material in this paper previously circulated in the working papers "Does Insurance for Treatment Crowd Out Prevention? Evidence from Diabetics' Insulin Usage" and "Missing Prescriptions: Loss of Employer-Provided Health Insurance and Insulin Use Among Individuals with Diabetes")
(with Emma Boswell Dean & E. Mallick Hossain) "Using Administrative Data to Examine Telemedicine Usage Among Medicaid Beneficiaries During the COVID-19 Pandemic". Medical Care (2022), 60(7):488-495
"Household Debt, Self-Insurance, and Subjective Medical Expenses Risk" Revisions requested at Empirical Economics.
(An older version of this paper circulated as "The Effect of Medical Expenses Risk on Debt: A Nonparametric Bounds Analysis")
I examine the effect of medical expenses risk on debt. Before an anticipated medical expenses shock occurs, individuals should be less likely to take on debt and pay off existing debts in anticipation of lower future consumption, while ex post it is rational to take on debt to smooth consumption. I estimate changes to subjective forecasts of future medical expenses and debt in the months leading up to Medicare eligibility, as well as upper bounds for the effect of new information on debt for Medicare enrollees. The results indicate that increased borrowing in the face of lower risk is less prevalent than higher debt following a realized shock, accounting for the positive relationship between forecast medical expenses risk and debt in the data.
Work in Progress
"Algorithms, Disparities, and Opioids: Evidence on the Impact of NarxCare Scores" (with Emma Boswell Dean and Mallick Hossain)
"Honest Inference for Discrete Outcomes" (with Walter Beckert)
"An Empirical Investigation of the Grossman Model" (with Nirman Saha)
"Shelter from the Storm? The Effect of Housing Wealth Shocks on the Demand for Prevention and Insurance" (with Gregory S. Burge and Lingxiao Zhao)